MISUSE OF PERSONAL DATA BY PEER TO PEER (P2P) LENDING PROVIDERS FROM A HUMAN RIGHTS VIEW

Ikhsan Bayanuloh; Junaedi Junaedi; Waluyadi Waluyadi

doi:10.33603/hermeneutika.v7i2.8737

MISUSE OF PERSONAL DATA BY PEER TO PEER (P2P) LENDING PROVIDERS FROM A HUMAN RIGHTS VIEW

Ikhsan Bayanuloh, Junaedi Junaedi, Waluyadi Waluyadi

Sari

Misuse of personal data by companies providing Peer to Peer (P2P) Lending is a problem that has quite worrying urgency for the public. There are many victims who are trapped because this needs to be addressed immediately in law enforcement because someone's rights can be uprooted. The method used in this research uses a normative juridical method with a statutory approach and in collecting information (data) using literature study. Then the results of this research found that lending service providers carried out by Peer To Peer (P2P) Lending companies had committed many violations of the personal rights of their debtors, when viewed from a human rights perspective this was a very clear violation. In terms of regulation itself, there are still many loopholes that can ensnare perpetrators or service providers, causing various kinds of difficulties in law enforcement. Therefore it is necessary to strengthen the level of regulation and implementation by various elements to be able to resolve this problem.

Kata Kunci

Misuse of Personal Data; Peer To Peer (P2P) Lending; HAM

Teks Lengkap:

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Referensi

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DOI: http://dx.doi.org/10.33603/hermeneutika.v7i2.8737

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