Author Guidelines
AUTHOR GUIDELINES
I. Before you submit
Before you submit, we recommend that you review the following points.
(1) Make sure your manuscript has not been published or is not currently under review at another journal.
(2) Make sure you are submitting to the most appropriate journal—Scope and Focus.
(3) Make sure your manuscript follows the template—Download the template.
(4) Understand the fees and funding options—Article processing charges.
(5) Make sure your manuscript uses APA style versions 6 or 7—See APA style.
(6) Make sure your manuscript has a similarity rate of less than 20%.
II. Ready to submit
To give your manuscript the best chance of being published, please follow the editorial policies and guidelines. The Frisma Journal publishes only Research/Original Articles.
III. Submit
We recommend that you review the journal’s “About” page to learn about the journal’s policies, as well as the Author Guidelines. First, authors must register as an Author and/or Reviewer (by checking the “Author” and/or “Reviewer” boxes) in the “Register” section or at the following URL: https://jurnal.ugj.ac.id/index.php/j-frisma/user/register. If you are already registered, simply log in and begin the five-step process.
1. After logging in as an Author, click “New Manuscript.” The article submission process consists of four steps: (1) Start, (2) Upload Manuscript, (3) Enter Metadata, (4) Confirm
2. In the “Start” section, check all the boxes for the Submission Requirements.
3. In the “Upload Manuscript” section, please upload your article manuscript file in MS Word format.
4. In the “Enter Metadata” section, enter the information for all authors and their affiliations, followed by the title, abstract, and keywords.
5. In the “Confirm” section, please click “Submission Complete” if all data is correct. If authors encounter difficulties submitting their manuscripts through the online system, they may contact the J-FRISMA Journal Editorial Office via email jurnal.frisma@gmail.com
Format
Manuscripts should be as concise, consistent, and simple as possible. The manuscript should be 15–20 (twenty) pages long (including figures and tables), and appendices should not be included in the main text. Manuscripts should be single-spaced on one side of A4-sized paper (210 x 297 mm). The manuscript must have top and bottom margins of 2.5 cm and left and right margins of 3 cm. The font used is Garamond 12 pt. The manuscript may be written in English or Indonesian. The writing style follows APA (American Psychological Association) style. Manuscripts are organized into the following sections: Introduction, Research Methodology, Results and Discussion, Conclusions & Recommendations, References
Title
The title must summarize the main idea simply and clearly, typed in a mix of uppercase and lowercase letters, centered between the left and right margins; the recommended title length is no more than 15 words with a font size of 14.
Author
This journal employs a peer-review process and supports blind review. To facilitate this process, the authors’ names (without academic titles), institutional affiliations, and the corresponding author’s email address should be listed only on the detachable cover page. Author 1*, Author 2* *Department/Program Name, Faculty Name, University Name *Corresponding Author. Email: author@author.com
Abstract
The abstract consists of no more than 200 words, describing the phenomenon under study (one or two sentences, maximum 10 [ten] words) in 11-point font, with the following sections explicitly highlighted in bold: Introduction, research objectives, purpose of the paper, research methodology, and general findings. The abstract must be written in two languages, namely Indonesian and English, and include five keywords.
Introduction
This section outlines three main components. First, it describes the phenomenon under study; the introduction must include the research background and context. Second, the author explains the relationship between the phenomenon and existing theories (at least one cited journal article must be less than five years old); the state of the art; research gaps; the novelty and urgency of the research; and, finally, the research objectives. In addition, this section also includes previous theories, both from major references (grand theories) and journal articles (including at least one journal article published within the last ten years). This section also discusses arguments regarding the relationship between the variables under study and concludes with hypotheses describing the relationships between variables (there must be several arguments supporting each hypothesis). The entire introduction must be presented in paragraph form, not as bullet points, and should account for 15–20% of the article’s total length. *For exploratory research, this section must include prior theories that underpin the research questions. (Please provide strong arguments referencing the variables or explaining why the research will fill a gap in the literature).
Research Methodology
This section contains a description of the research design, data sources, data collection, and data analysis, accounting for 10–15% of the article’s total length. It is presented in paragraph form and outlines the approach taken by the author, whether qualitative or quantitative. This section also includes a description of the sample (respondent/case profiles), sampling methods, data collection methods, variable operationalization, and analysis methods.
Results and Discussion
The Results and Discussion section contains a description of the data analysis results to answer the research questions and their implications as viewed from current theories and references in the field of study. This section should account for 40–60% of the total article length. It includes the results of validity and reliability tests, along with an analysis of those results. Furthermore, this section discusses current research findings and their relationship to the proposed hypotheses. The discussion section also explains possible reasons why certain hypotheses were rejected or accepted and how they relate to previous research. Furthermore, the author must demonstrate how the current research findings support or contradict previous research.
Conclusion & Recommendations
The conclusion section consists of a summary and a restatement of the main findings. This section accounts for 5–10% of the total length of the article. It provides an explanation of practical recommendations and the limitations of the study.
References
This section consists of all references used in the article. The number of references must not be fewer than 15, and the number of journal articles (including at least one journal article published within the last ten years) must exceed the number of textbooks. Citations and the bibliography must be formatted using Mendeley Reference Manager in APA style, 6th edition. At least 80% of the cited sources must have been published within the last 10 years. Cited sources are primary sources in the form of journal articles, books, and research reports, including theses and dissertations. Citations from journals must account for at least 80% of the total cited references. Example:
Institute, B. (2023, March 31). Kejahatan keuangan dalam pembayaran digital. Bank Indonesia Institute. https://www.bi.go.id/id/bi-institute/BI-Epsilon/Pages/Kejahatan-Keuangan-Dalam-Pembayaran-Digital.aspx/
Keuangan, K. (2022, April 12). Nilai ekonomi digital Indonesia USD70 miliar, tertinggi di Asia Tenggara. Kementerian Keuangan Republik Indonesia.
https://www.kemenkeu.go.id/informasi-publik/publikasi/berita-utama/nilai-ekonomi-digital-indonesia-usd70-miliar
Kim, D. J., Ferrin, D. L., & Rao, H. R. (2008). A trust-based consumer decision-making
model in electronic commerce: The role of trust, perceived risk, and their
antecedents. Decision Support Systems, 44(2), 544–564.
https://doi.org/10.1016/j.dss.2007.07.001
Linh, T. T., Huyen, N. T. T., Thang, D. N., & Phuong, N. M. (2024). How neighbor influence
negatively affects digital payment adoption in Vietnam. Cogent Business and
Management, 11(1). https://doi.org/10.1080/23311975.2024.2431654
Mayer, R. C., Davis, J. H., & Schoorman, F. D. (1995). An integrative model of
organizational trust. Academy of Management Review, 20(3), 709–734.
https://www.jstor.org/stable/258792
Melissa, & Laulita, N. B. (2024). Drivers of purchase intention in cross-border e-commerce:
The role of platform quality and trust. Journal of Enterprise and Development (JED),
6(3), 575–590. https://doi.org/10.20414/jed.v6i3.11288
Naurah, N. (2024). E-wallet jadi metode pembayaran terpopuler di Indonesia 2022, ini
potensinya pada 2025 mendatang. GoodStats. https://goodstats.id/article/e-wallet-
jadi-metode-pembayaran-terpopuler-di-indonesia-2022-ini-potensinya-pada-2025-
mendatang-fonnm
Prasety, M. E., & Shuhidan, S. M. (2023). Security, risk and trust in e-wallet payment
systems: Empirical evidence from Indonesia. Management and Accounting Review,
22, 1–26. https://www.bi.go.id
Shaw, N. (2014). The mediating influence of trust in the adoption of the mobile wallet.
Journal of Retailing and Consumer Services, 21(4), 449–459.
https://doi.org/10.1016/j.jretconser.2014.03.008
Siagian, H., Tarigan, Z. J. H., Basana, S. R., & Basuki, R. (2022). The effect of perceived
security, perceived ease of use, and perceived usefulness on consumer behavioral
intention through trust in digital payment platform. International Journal of Data and Network Science, 6(3), 861–874. https://doi.org/10.5267/j.ijdns.2022.2.010
Venkatesh, V., Morris, M. G., Davis, G. B., & Davis, F. D. (2003). User acceptance of
information technology: Toward a unified view. MIS Quarterly, 27(3), 425–478.
https://doi.org/10.2307/30036540
Istianingsih., Juan, B. G., and Gusfa, H. (2015) Pengaruh Good Corporate Governance dan Struktur Kepemilikan Saham Terhadap Manajemen Laba Melalui Aktivitas Riil, in. Bandung: Seminar Forum Keuangan dan Bisnis (FKBI) Program Studi Akuntansi FPEB UPI, pp. 10-11. Available at: http://fkbi.akuntansi.upi.edu/wp-content/uploads/2016/10/14-Istianingsih-Juan-dan-Henni-1.pdf.
Tables and Figures
Use only horizontal lines when creating tables. Number the table and include the table title above it. Tables and figures must be numbered separately and sequentially using Arabic numerals. Each table and figure must have an informative title. Tables and figures must be presented on separate pages at the end of the manuscript. Tables must be submitted as data files (.doc, .rtf, Excel). Tables submitted as image files will not be accepted, as they cannot be edited for publication. Figures provided electronically must be in .tif or .gif file formats. All figures and graphs must also be provided as high-quality original documents that allow for clear image resolution in the printed version.



