PENGARUH SIKAP FINANSIAL DAN PERILAKU FINANSIAL TERHADAP TARAF LITERASI FINANSIAL MAHASISWA
Sari
AbstractÂ
The research aims to explain the effect of financial atitude on the level of financial literacy, explain the effect of financial behaviour on the level of financial literacy, and explain the influence of financial atitude and financial behaviour on the level of financial literacy. This research is a type of quantitative descriptive research. The population in this study were students of STKIP PGRI Jombang class 2018-2021. The sampling technique used proportional random sampling technique, in order to obtained the number of respondens as much as 311 people. The research instrumen used a questionaire. The data analysis technique used descriptive analysis and multiple linear regression analysis. The results showed that the level of financial literacy of STKIP PGRI Jombang students in the 2018-2021 batch was 4.01 which was in the high category. In addition, this study is able to prove that financial atitude affects the level of student financial literacy, financial behaviour affects the level of student financial literacy, and financial atitude and financial behaviour affect the level of student financial literacy.
Keywords: finanncial literacy, financial atitude, financial behaviour
Teks Lengkap:
PDFReferensi
Andasari, Peni Ika. 2017. Pengaruh Sikap finansial Dan Lingkungan Sosial Terhadap Literasi Finansial Mahasiswa. Jurnal Pendidikan Ekonomi: Universitas Kristen Satya Wacana.
Chen, H., & P., V. R. (1998). An Analysis Of Personal Financial Literacy Among College
Students. In Zhongguo Jiguang/Chinese Journal of Lasers (Vol.43,Issu8).
Herawati, N. T. (2017). Taraf Literasi Finansial Mahasiswa serta Faktor- Faktor yang Mempengaruhinya.Seminar Nasional Riset Inovatif 2017, 5, 131–137.
Herdjiono, I., & Damanik, L. A. (2016). Pengaruh Sikap finansial,Financial Knowledge, Parental Income Terhadap Financial Management Behavior. Jurnal Manajemen Teori Dan Terapan| Journal of Theory and Applied Management, 9(3), 226–241.
Lestari, S. (2015). Literasi Finansial Serta Penggunaan Produk Dan Jasa Lembaga Finansial. Fokus Bisnis Media Pengkajian Manajemen Dan Akuntansi, 14(2), 14–24.
Mabyakto, G. 2017. Analisis taraf Literasi Finansial Mahasiswa (Studi Pada Mahasiswa Magister Manajemen Universitas Sanata Dharma). Yogyakarta: Universitas Sanata Dharma.
Margaretha, F., & Pambudhi, R. A. (2015).Taraf Literasi Finansial Pada Mahasiswa S-1 Fakultas Ekonomi.Jurnal Manajemen Kewirausahaan, 17(1), 44–64.
Manurung, A. H. 2012. Succesful Financial Planner: A Complete Guide. Jakarta: Grasindo
Nababan, D., & Sadalia, Is. (2013).Analisis Personal Financial Literacy dan Perilaku finansial Mahasiswa Strata I Fakultas Ekonomi Universitas Sumatera Utara.Jurnal Media Informasi Manajemen, 1(1), 1–16.
Nofsinger, J. R. (2001). Investment Madness: How Psychology Affects Your Investing and What to Do About It. PrenticeHall.
Otoritas Jasa Finansial. (2017). Strategi Nasional Literasi Finansial Indonesia (Revisit 2017).Otoritas Jasa Finansial, 1–99.
Pankow, D. (2003). Financial Values, Attitudes and Goals.North Dakota State University Fargo, North Dakota 58105., 4.
Rajna, A. R, WP. Sharifah Ezat, Syed Al Junid and H. Moshiri .2011.Financial ManagementAttitudeandPracticeamongtheMedicalPractitionersinPublic and Private Medical Service in Malaysia. International Journal of Business and Management. Vol. 6, No. 8; August 2011.
Ricciardi Victor & Simon K. Helen, (2000), “What is Behavioral Finance?â€, Business,
Education and Technology Journal, hal. 1 - 9.
Sarah, N. 2009.Financial Knowledge, Locus Of Control, Cultural Values and Perilaku finansial Among New Vision. Disertasi Makarere University Kampala
Siregar, S. (2017).Metode Penelitian Kuantitatif SPSS. Kencana, Prenada Media Group.
Sunyonto, Danang. 2013. Teori, Kuesioner & Analisis Data Untuk Pemasaran Dan Perilaku Konsumen. Yogyakarta: Graha Ilmu.
Sugiyono. 2013. Metode Penelitian Kuantitatif, Kualitatif, dan R&D. Bandung: Alfabeta.CV
Ulfatun, Titik, Udhma, Umi Syafa’atul, dan Dewi, Rina Sari, 2016. Analisis Taraf Literasi Finansial Mahasiswa Fakultas Ekonomi Universitas Negeri Yogyakarta Tahun Angkatan 2012-2014.Pelita, Vol.XI No.2, 2016.
Widyawati Irin.2012Faktor-faktoryangmempengaruhiliterasifinansialMahasiswa Fakultas Ekonomi Dan Bisnis Universitas Brawijaya†Vol.1 No.1.Madiun, 2012.
Zahroh, F. (2014).Menguji Taraf Pemahaman Finansial, Sikap finansial Personal, Dan Perilaku finansial Personal Mahasiswa Jurusan Manajemen Fakultas Ekonomika Dan Bisnis Semester 3 Dan Semester 7. Semarang: Universitas Diponegoro.
DOI: http://dx.doi.org/10.33603/ejpe.v10i2.7350
Refbacks
- Saat ini tidak ada refbacks.